Menara Palma, 9th Floor

Jl. HR Rasuna Said, Blok.X2, Kav 6
Jakarta 12950, INDONESIA

Customer Service

+62 811 911 0884
+62 811 1400 106

Services & Producs

Our Services

Insurance Broking

Comprise the Independent Insurance Consultant work task, however our responsibility going on to the last date of your insurance contract expired. We will assist from the insurance contract starts, during implementation period, renewal contract preparation until insurance contract expired. Any administration and claims process during the contract will be our responsibility.

Independent Consultant

We provide our expertise through assisting your Company to formulate the most optimal risk solution process. Our scope of work starts from reviewing your current risk situation, analyzing the structure, creating the process flow through selection of risk providers. Our fee is paid by the Client.

Pension Consultant

Agra has expertise and experience in helping companies to implementing pension / severance program, including converting Employer Pension Fund (DPPK) to Financial Institution Pension Fund (DPLK). We also has wide network with DPLK Providers and Insurance Companies which are providing Annuity products.

Employee Benefit Consultant

Agra starts a the employee benefits specialist, and still is. Either you need a corporate comprehensive insurance medical program or self insured scheme, we have both solutions. Our track record has proved our capability and competency of serving Indonesia market specially on employee benefit inquiry.

Our Protection Products

AGUNA is  the Indonesian Worker Protection Program and the Extension of the Employment Contract Protection Program consisting of Life Insurance and Loss Insurance products that accommodate the full protection needs of Indonesian Workers from the start of the recruitment process to the return of the Workers to the country.

Armed with our experience in handling and understanding every problem experienced by Indonesian Workers from upstream to downstream, we present this Program as a form of our concern for the protection of Indonesian Foreign Exchange Hero.

Our commitment in providing   claims service is our ultimate priority.

For further detail, pls visit

  • Employee Health Program (Hospitalization, outpatient, Dental, Maternity and Vision)
  • Personal Accident Program and Group Term Life Insurance life insurance
  • Retirement Health Benefits Program
  • Pension Program   (DPPK/DPLK) and Termination Compensation Program.
  • Directors and Officers Liability (DNO)
  • Golden Handshake
  • Employeer’s Liability Insurance
  • Deferred Key Person Program
  • Professional Indemnity Insurance

Professional Indemnity insurance (PII), / professional Liability insurance (PLI) / errors & omissions (E&O), is a form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.    For example :

– In reference to medical professions it is called malpractice insurance,
– While errors and omissions (E&O) insurance is used by insurance agents, consultants, brokers and lawyers.
– Other professions that commonly purchase professional liability insurance include accounting, engineering and financial services, construction and maintenance (general contractors, plumbers, IT & Management Services, etc., many of whom are also surety bonded), and transport.
– Public Liability Insurance
– Fidelity Guarantee Insurance
– Surety Bond; Performance Bond, Maintenance Bond, Advance Payment Bond, Bid Bond, Contra Bank Guaratee
– Bussiness Interuption Insurance
– Machinery Breakdown Insurance
– Lost of licence Insurance

  • Motor Vehicle Insurance
  • Factory, Building, Office, House, house shop/office shop.
  • Money Insurance
  • Industrial Property All Risks Insurance
  • Heavy Equiptment Insurance
  • Marine – Builder’s risk Insurance

Coverage that protects a person’s or organisation’s insurable interest in materials, fixtures and/or equipment being used in the construction or renovation of a building or structure should those items sustain physical loss and damage from covered cause.

  • Marine Cargo Insurance

Marine cargo insurance is a class of property insurance that insures property while in transit against loss or damage arising from perils associated with the navigation of the sea or air and subsequent land and inland waterways.

  • Marine Hull and Machinery Insurance

Hull and machinery insurance is a type of ocean marine insurance, which protects the insured vessel or fleet against physical damage caused by a peril of the sea or other covered perils while the vessel is in transit over water.

  • Marine Liability Insurance

Marine Liability Insurance Covers legal liability for loss and damage to vessels, their equipment and cargo while the vessels are in the insured’s care being repaired or awaiting repair or alteration. Coverage can be extended  to include liability for third-party bodily injury and property damage, strikes or pollution.

– Bailee and Warehousemen’s liability ins.
– Freight Forwarder’s liability Ins.
– Carriers’s Liability Insurance
– Charterer’s Liability Insurance
– Container’s Liability Insurance
– Warehouse Liability Insurance
– ShipRepairer’s Liability Insurance
– Personal accident Crew Insurance
– Moveable Property All Risk Insuwance
– Ship Repair’s Liability Insurance
– Protection and Indemnity (P&I) Insurance :

Protection and Indemnity Insurance , commonly known as P&I, is insurance in respect of third party liabilities and expenses arising out of the ownership or operating of ships. Risk cover include third party liabilities for : Cargo, Collision, Damage to or loss of property.

– Land Rig Insurance
– Hangar Kepper Liability Insurance
– Oil and Gas Insurance
– Marine Proffesional Negligence Insurance :

Is a specialty line targeted at occupations within the marine industry such as Naval Architects, marine surveyors and consultants, marine engineers, ships managers and transport/logistic consultant to name of few.

The cover of such a policy is to indemnify the insured in respect of any claim covered  under the policy in which the insured neither intended nor reasonable should have expected to have arisen during or as result of the performance of the insured’s services.

  • Boat and Yacht Insurance


Covers you in the event of loss or damage to your baot. It covers most watercraft with motors, including fishing boats, pontoon boats, paddle boats, leisure crafts and yachts. Boat insurance usually does not cover canoes, kayaks and personal watercraft (PWCs).


An insurance policy that provides indemnity liability coverage on pleasure boats. Yacht insurance includes liabilityfor bodily injury or damage to the property of others and damage to personal property on the boat.

  • Electronic Equipment Insurance

Electronic Equipment Insurance policy provides comprehensive coverage against unforeseen and sudden physical loss or damage to your electronic equipment and data media. The policy covers:

Material damage (equipment, e,g, computers, microprocessors, systems software) External data media, including information stored thereon and Increased cost of working resulting from accidental loss and/or damage. 

  • Cyber Edge PC Insurance

CyberEdge PC Insurance, is a first-f-its-kind, excess, difference-in-conditions cyber insurance solution that helps organizations stay ahead of the curve of cyber risks.

CyberEdge PC delivers express excess coverage for bodily injury, property damage, and financial loss resulting from a cybersecurity failure. 

  • Cyber Liability Insurance

Cyber  Liability Insurance is a specially designed solution which addresses the liability of companies arising from data protection laws, the management of personal data and the consequences of losing corporate information.

This policy provides cover for:

– Personal Data Liability
– Corporate Data Liability
– Outsourcing: Breach of Data Protection by an Outsourcer where the Data User or Policyholder is legally liable
– Data Security
– Contamination by Malicious Code of Third Party Data
– Improper or wrongful denial of access by an authorized Third Party to Data
– The theft of an access code from premises, Computer System or employees
– The destruction, modification, corruption, damage or deletion of data
– The physical theft of hardware
– Data disclosure due to a Breach of Data Security
– Defense Costs
– Of any criminal prosecution brought by a Data Protection
= Authority

  • Civil Engineering Completed Risk Insurance
  • Comprehensive General Liability Insurance
  • Construction, Erection All risk Insurance
  • Constractor’s All risk insurance
  • Constractor’s Plan and Machinery Insurance
  • Equiptment All risk insurance

Cover loss or damage to heavy equipment caused by events that come from outside, sudden, and unexpected subject to not excluded by the Policy.

  • Erection All risk insurance
  • Automobile Liability Insurance

Insurance that protect the insured against financial loss because of legal liability for automobile –related injuries to others or damage to their property by an auto.

  • Aviation Hull and Liability Insurance
  • Bailee’s, Warehousemen’s and forwarder’s liability Insurance
  • Credit Life Insurance
  • Bancassurance
  • Hole in One Insurance
  • Medical Malpractice Insurance
  • Risk Survey dan Risk Analysis
  • Claim Analist
  • Claim Consultant Service.
  • Marine Consultant and Surveyor